South Africa’s most experienced, reliable and professional provider of Premium Finance

About Fulcrum Premium Finance

The Fulcrum group of companies is South Africa’s foremost independent provider of Premium Collection and Premium Finance to the insurance industry.

We provide Premium Finance to brokers and their clients, in particular companies that have multiple lines of insurance with different insurers or must pay premiums annually. They therefore do not need to approach their bank, nor are their cash flow requirements impacted.

Fact

Although our roots stretch back nearly three decades (and our leadership collectively boasts decades of experience in both the insurance and finance sectors), we first took the Fulcrum name in 2012.

Fact

Over 80 Brokers and 2000 insured clients on our books.

Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

We see it differently.

Being able to see things from a different perspective helps us define the solution that best suits your needs.

There is always a better way.

There are always many solutions with their pros and cons, but if it doesn’t completely fill your needs we will find one that does.

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The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.

Delarey van Dyk
Managing Director at Fulcrum Premium Finance

Meet the Team

We drive ourselves to create products and services that make a difference – no matter how big or small your business challenge.

Because we believe there is always a better way.

Delarey has worked in the Premium Finance industry for 16 years. His deep understanding of the market combined with extensive operational experience means that he is well equipped to develop strategic plans and drive organisational success.

Delarey van Dyk

Managing Director

Taryn has been in the Premium Finance industry for 17 years. She has extensive experience in Portfolio Management, deal structuring and client relations.

Taryn Garson

Portfolio Manager

Over the past 20 years Bonita has gained significant experience across all aspects of Premium Finance. She has a passion for sales and for developing and maintaining client relationships and providing efficient service.

Bonita Faria

Portfolio Manager

Valecia has worked in the Premium Finance industry for over 6 years, gaining valuable experience in the management of client portfolios and in fostering and managing client relations.

Valecia McIntosh

Portfolio Manager

Pete has worked in the Premium Finance industry for over 20 years. He is a specialist in credit assessment and deal structuring.

Peter Cowan

Credit Manager

Sandy has worked in the Premium Finance industry for 12 years, prior to which she gained extensive Operations Management experience in the banking and legal industries.

Sandy Cowan

Head of Operations

Emmanuel has 10 years’ experience in the Premium Finance industry. He is focussed on excellence in the management of his client portfolios and on building strong client relationships.

Emmanuel Thetsane

Portfolio Manager

Dominic has worked in the Premium Finance industry for over 9 years. He has experience in both managing client portfolios as well as the day to day operations of the business.

Dominic Booysen

Portfolio Manager

Alice has worked for Fulcrum Premium Finance for the past 8 years. She is an exceptional office administrator and also assists with operations.

Alice Nkosi

Office Administrator

We are here

We have a presence across South Africa. Find out which location is nearest to you.

GAUTENG

Taryn Garson
Portfolio Manager
T: 072 280 9940
E:taryng@fulcrum.co.za

KWAZULU NATAL

Valecia McIntosh
Portfolio Manager
T: 062 880 4540
E:valeciam@fulcrum.co.za

WESTERN & Eastern CAPE

Bonita Faria
Portfolio Manager
T: 082 520 7159
E:bonitaf@fulcrum.co.za

How do brokers decide if Premium Finance is right for their clients?

Brokers should consider Premium Financing for all their clients that have sizeable or complex insurance policies.