The seamless solution for businesses with annual insurance to preserve cash flow

Fulcrum provides seamless, rapid Premium Finance solutions.

Reasons why our clients
choose us

Why use us?

During these difficult times, many clients are approaching insurers to reschedule annualised insurance. Typically, Premium Finance is a cheaper alternative.

R 0
Million
Standard Premium
Finance Business
R 0
Million

Schemes Premium
Finance Business

R 1
Million
Premium Financed
Per Annum

How do brokers benefit?

Financial benefit

Brokers will receive their full annual fees and commissions upfront.

Client retention

Financed clients are less susceptible to move to other Brokers during the term of the policy.

Reduced administration

Fulcrum handles the debit orders and credit control.

Forex Capabilities

Fulcrum can assist in the financing of premiums placed in both local and foreign markets.

SA’s most trusted
provider of Premium Finance solutions.
The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.

SA’s most trusted
provider of Premium Finance solutions.

The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow
requirements.

How onerous is the process of setting up a Premium Finance facility?

Once in receipt of an annual insurance quote, either the Client or the Broker may contact Fulcrum directly for a Premium Finance quotation.

Some of our Broker Partner profiles

Carl Greaves Brokers

Beth Greaves runs much of the local liabilities as well as the specialist international insurance underwriting for the South African clients of the respected …

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GIB

Tracy McLaughlin brings a wealth of experience in the insurance industry to her role as DivisionalManaging Director at GIB, a leading, proudly South African Insurance

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RBS Insurance Brokers

South African born insurance broker, Risk Benefit Solutions, was started in 1998 as a one man show by Michael Peterson and has since grown to become the sixth largest insurance broker in South Africa.

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Some of our Broker Partner profiles

Team Profile – Bonita Faria

Fulcrum Team Profile Bonita Faria Bonita Faria Portfolio Manager Share this Profile. Share on facebook Share on twitter Share on linkedin Share on whatsapp Question: What was your dream

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Cyber incidents are the top risk for South African businesses in 2022

Corporate insurance multinational Allianz Global Corporate & Specialty’s (AGCS’s) annual survey – Allianz Risk Barometer 2022 – looks at the key business risks for the next 12 months and beyond, based on the views of 2,650 risk management experts from 89 countries and territories, including brokers, insurance experts, risk managers and CEOs.

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    How do brokers decide if Premium Finance is right for their clients?
    Brokers should consider Premium Financing for all their clients that have sizeable or complex insurance policies.